HGA Plan
Financial planning is not just a service we offer — it’s the essence of what we do. Our approach is centered around comprehensive financial planning because we understand it’s the key to unlocking a stable, prosperous future. Our commitment is to provide you with a clear path forward, regardless of where you are in your financial life. HGA offers three types of financial planning services depending on the needs of our clients:Hourly Financial Planning Services
We understand that every financial journey is unique and sometimes you need expert advice without a long-term commitment or ongoing management. That’s why we offer Hourly Financial Planning. Whether you’re navigating a particular financial decision, seeking guidance on a specific aspect of your wealth, or in search of comprehensive financial advice, we are here to help you become more informed, confident, and prepared to make sound financial decisions.
Common Areas Covered During an Hourly Planning Engagement:
- Retirement Income Analysis for Pre-Retirees
- Social Security/Medicare Consulting
- Student Loan/Debt Analysis
- Cash Flow/Budgeting
Fees:
Our hourly rate is $300 with a minimum of $1,000 per engagement. We will estimate, in writing, the time required to prepare your plan prior to starting your engagement.
Annual Financial Planning Services
For those seeking a more continuous partnership, we offer Retainer-Based Financial Planning. This service is for those who seek a dedicated financial advisor, committed to navigating the complexities of their financial life over time. We cover all aspects of your financial life — from investments to estate planning, tax strategies, and more. Our goal is to offer you a complete financial solution, with consistent support and the assurance of having a trusted advisor by your side.
Annual Financial Planning Services May Be Good For:
Fees:
Retainers are a one-year commitment with a minimum annual fee of $3,600, billed monthly, quarterly, or annually.
Investment management services are billed separately from this service. All fees must be disclosed and agreed upon, in writing, prior to engaging with Hobbs Group Advisors, LLC.