Hobbs Group Advisors Blog

Tuesday, February 20, 2024

Investing with the markets at all-time highs: Mike Switzer & Garet

When the stock market is making all-time highs, the question on many investors’ minds is “Is now a good time to buy stocks?” Our next guest says that that is actually not the right question to ask. Mike Switzer interviews Garet Strange, a certified financial planner with Hobbs Group Advisors in Columbia, SC.

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Saturday, December 31, 2022

Managing Money as a Couple

When you marry or simply share a household with someone, your life changes—and your approach to managing your money may change as well. The good news is it’s usually not so difficult. At some point, you will have to ask yourselves some money questions—questions that pertain not only to your shared finances but also to […]

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Wednesday, December 28, 2022

Mortgages in Retirement

Anyone who has gone through the process of mapping out their retirement knows there can be a lot to keep in mind. Saving, investing, anticipating medical costs, and making sure you have enough tucked away for years to come is just the start. One question many people overlook is: “Should I pay off my mortgage […]

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Tuesday, December 27, 2022

Year-End Charitable Gifting and You

Are you making charitable donations at year’s end? If so, you should know about some of the financial “fine print” involved, as the right moves could potentially bring more of a benefit to both you and your chosen charity. Keep in mind, this article is for informational purposes only and is not a replacement for […]

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Monday, December 26, 2022

Strategies for Managing Student Loan Debt

If college were a party, then student loans are the hangover. Unfortunately, the “hair of the dog” won’t cure this headache, but here are some ideas for managing your student loan debt. The programs listed are not intended as tax or legal advice. They may not be used for the purpose of avoiding any federal […]

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Saturday, December 24, 2022

The Lowdown on Those Free Credit Scores

The Fair and Accurate Credit Transaction Act of 2003 provided individuals with valuable rights to the credit information companies keep on them, but did you know that the credit score provided to you may be different than the one provided to lenders? The first thing you should know is that you have a right to […]

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Wednesday, December 21, 2022

Countering Counterfeit Currency

Believe it or not, the agency responsible for protecting U.S. currency is the United States Secret Service. The agency was founded on July 5, 1865, as part of the Department of the Treasury to combat the widespread counterfeiting of currency happening at the end of the Civil War.1 Combating counterfeiting remains core to preserving the […]

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Tuesday, December 20, 2022

The Economic Journey of Your Morning Coffee

If you’re like 49% of Americans, you drink coffee every day. Few, if any, take a moment during their morning coffee ritual to contemplate or marvel at the complex journey that brought their coffee from farm to their kitchen table.1 Coffee is one of the U.S.’s largest food imports. It wields an economic impact that […]

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Monday, December 19, 2022

A Penny Saved is Two Pennies Earned

The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” Finding ways to manage expenses is one of the cornerstones of a sound financial strategy. Here are some simple and inexpensive energy-saving tips that may help you save money. Audit First.. […]

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Saturday, December 17, 2022

What to Look for in Personal Finance Apps

Mobile applications have become ubiquitous. While many of these apps are games and social media platforms, an increasing number have been developed to help individuals with their personal finances. Which leads to an interesting question: what should you look for in a personal finance app? Category One of the first things to consider is what […]

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