Hobbs Group Advisors Blog

Roth Conversions in a Bear Market: Thomas Manly SC Business Review

Thomas Manly, CFP®  |  August 31, 2022 Ever considered converting to a Roth IRA? The current bear market may be a great opportunity to do so. Check out Thomas Manly’s interview with Mike Switzer on the South Carolina Business Review to learn more about Roth retirement accounts and how this switch can benefit you. Listen […]

The Pre-Retirement Checklist:

HOW PREPARED ARE YOU? Getting ready for retirement? Before you can cross that bridge, you’ll need to cross some important items off your to-do list. But thanks to our work together, you might be more prepared than you think! This handy checklist of ten crucial steps can help you visualize how far you’ve come. You’re 0 […]

White Elephant Inheritance

Have you ever had to deal with a “white elephant”? Not the actual pachyderm, but what Merriam-Webster calls “a property requiring much care and expense yielding little profit” or, more simply, “something of little or no value.” Of course, we’re not talking about the sort of “white elephants” you might get in a humorous gift […]

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Retirement Traps to Avoid

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What’s New for Social Security?

Whether you’re applying for Social Security in the future or currently receiving benefits, there are some important changes to earnings limits, Medicare premiums, and other differences to keep in mind. Ready to learn more? Read on. Ready for a Cost-of-Living (COLA) increase? That’s right! Due to an increase in the Consumer Price Index (CPI-W), the […]

Estate Strategies of the Rich and Famous

How the Queen of Soul, the Lizard King, and Other Celebrities Determined Their Legacies    Famous people are all too human. Tabloid newspapers and celebrity magazines and websites make bank chronicling their every moment, from going out for a coffee to attending glamorous premieres and glitzy concerts. And, yes, whenever they make a mistake, those […]

Are You Prepared for an Estate Tax Sunset?

The federal estate tax threshold rose to $25.84 million in 2023 for married couples and $12.92 million for individuals, as part of the Tax Cuts and Jobs Act (TCJA). Like several TCJA provisions, the higher estate tax limit is due to sunset in 2025. Barring congressional action, the exemption amount will return to about $6.8 […]

Does Your Portfolio Fit Your Retirement Lifestyle?

Most portfolios are constructed based on an individual’s investment objective, risk tolerance, and time horizon. Using these inputs and sophisticated portfolio-optimization calculations, most investors can feel confident that they own a well-diversified portfolio, appropriately positioned to pursue their long-term goals.1 However, as a retiree, how you choose to live in retirement may be an additional […]

3 Estate Challenges for Blended Families

Preparing your estate can be complicated, and if you’re a part of a blended family, estate decisions can be even more complex and nuanced. Blended families take on many forms but typically consist of couples with children from previous relationships. Here are a few case studies to help illustrate some of the challenges. Case Study […]